Update on SME IPO Regulations: SEBI Plans to Lift Minimum Subscription Amount to Rs 2 Lakhs

By: Praveen Gouda

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The Securities and Change Board of India (Sebi) on Tuesday proposed elevating the minimal utility measurement for SME IPOs to Rs 2 lakh from the current Rs 1 lakh, guaranteeing that solely educated merchants with menace urge for meals and funding functionality are eligible to apply.

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“It has been observed that retail specific individual participation in SME IPOs has elevated over the last few years. Subsequently, considering that SME IPOs carry extreme risks and merchants get caught if sentiment modifications put up itemizing, to protect the pursuits of small retail merchants, it is proposed to develop the making use of measurement,” the enterprise regulator talked about. Session Paper .

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The enterprise regulator has proposed modifications throughout the allocation method for non-institutional merchants in SME IPOs. “It is steered that the lot allocation mechanism as current for Main Board IPOs and reservation in share obtainable for NIIs wants to be extended for allotment to NIIs in SME IPOs,” Sebi talked about.

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The enterprise watchdog has proposed limiting the ‘present on the sector’ aspect in SME IPOs to 20% of the problem measurement. Logically, the goal of organising the SEBI SME Change is to make finance obtainable to small and medium enterprises in need for his or her progress, it added.

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Nonetheless, it is observed from the SME IPO data that there have been two pure OFS SME IPO (100% OFS in FY 23-24) and FY 24-25 (till October 2024). Further, a whole of 52 factors (complete in FY23-24 and FY24-25) the place there was an OFS aspect with up to date issue and in 30 of such 52 factors, the OFS aspect was larger than 20% of the entire issue measurement.

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“It has been observed that the promoters of the proposed IPO dilute its share which is not supposed to sort an SME platform. Subsequently, it is steered to put a restriction on the OFS portion of an SME IPO as OFS proceeds do not signify capital for the issuer and the OFS might need a prohibit when it comes to issue measurement and may prescribe a prohibit on selling shareholders,” Sebi talked about. .

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SEBI has proposed to preserve a tighter watch on the utilization of funds for factors above Rs 20 crore.

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“It is proposed that the requirement of appointment of monitoring firm will most likely be utilized to the issuer agency if the logo new issue measurement is larger than 20 crores. In cases the place there is not a requirement for appointment of monitoring firm, there wants to be a obligatory requirement of statutory auditor’s certificates for utilization of funds raised by means of public issue, to be submitted to the change whereas submitting half-yearly financial assertion, till the problem is completely utilized. .These certificates wants to be submitted to the audit committee and board of the issuing agency,” Sebi talked about.

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From the SME IPO data it is observed that out of 145 factors in FY 24-25 (till October 2024), solely 5 factors have been above Rs 100 crore, 95 factors have been above Rs 20 crore and 45 factors have been beneath Rs 20 crore in measurement. crore (of which 16 factors are of measurement decrease than 10 crore), in accordance to data shared by Sebi.

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The regulator proposed that fees to service supplier bankers wants to be disclosed throughout the prospectus of SME IPOs.

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“Many events it has been observed that service supplier bankers’ charges exceed 30%-40% of the problem measurement. Thus, this defeats the goal of providing an alternate fund-raising mechanism to SMEs,” Sebi talked about.

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With the develop throughout the number of SME factors, investor participation in SME IPOs has elevated significantly, as per SEBI, 4 events in FY22, 46 events in FY23 and 245 events in FY24.

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Sebi added that since SME companies are principally promoter-driven, it is important to be sure that the promoters have a certain pores and pores and skin throughout the recreation as long as the company is on the SME change, with out the need to align the lock-in requirements of SMEs. Companies with a most critical board

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“It is proposed that the lock-in on Minimum Promoter Contribution (MPC) in SME IPO will most likely be elevated to 5 years. Furthermore, the lock-in on promoter holdings above MPC will most likely be launched in a phased methodology i.e. lock-in held by 50% promoters above MPC will most likely be 1 will most likely be launched later throughout the 12 months and remaining 50% will most likely be locked-in to the promoters. Holdings above the MPC will most likely be launched after 2 years,” Sebi talked about.

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